Give your investments the support they need

Investors use rental properties to create recurring monthly revenue. Our rental loan programs give investors the options to purchase, refinance or cash-out their properties. With appetizing rates and up to 80% loan-to-value (ltv) on fixed rate loans, these loans are a great way to start or expand your rental portfolio.

Terms

2+1 Rental Loan Overview

 

  • 2 years with a 1 year extension option
  • Rates starting at 8.25%
  • Single family detached residences, 2-4 units, condos, townhomes, apartment complexes
  • 660 minimum credit score
  • $50,000 minimum loan amount
  • $2,500,000 maximum loan amount
  • Up to 75% LTV on purchase, up to 70% LTV on Refinance (no cash out)
  • Up to 65% LTV on Refinance (cash out)
  • Foreign National Friendly
  • DSCR 1.15, DSCR down to .7 allowed with rate increase

 

30 Year Rental Loan Overview

 

  • 30 Year Fixed, Fully Amortized
  • Rates Starting at 5.5%
  • SFR, 2-4 Units, Condos, Townhomes
  • Blanket Loans for Portfolios
  • 600 Minimum Credit Score
  • $50,000 Minimum Loan Amount
  • Purchase or Refinance (No Cash Out) Max LTV 80%/Max LTC 85%
  • Refinance (Cash Out) Max LTV 75%
  • DSCR 1.20, DSCR down to .7 with rate increase below 1.20


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